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Griset Medicare Solutions

MEDICARE SERVICES FOR EMPLOYERS AND RETIRING EMPLOYEES

Medicare Services for Employers

Free Advisory Services for Employers and Retirees on Healthcare Coverage Options

With employees working past 65 more frequently, HR personnel are fielding more questions from Medicare-eligible employees about the benefits and costs of employer-based healthcare coverage vs. Medicare. However, advising retirees on the pros and cons of each plan option according to their specific situation is daunting, time consuming, risky, and often something that employers are ill-equipped to do.

FAQs from Retirees:

  • How does Medicare work with employer health insurance?
  • Should working employees enroll in Medicare?
  • What is the difference between Medicare Advantage plans and employer coverage?
  • Can I drop my employer health insurance for Medicare?
  • Does Medicare replace my coverage at work or coordinate with it?
  • If I have to apply for Medicare, when is the right time?

This leaves employees in a precarious place. Retirees at this crossroads are typically evaluating three different options – group healthcare coverage, COBRA, and Medicare. Selecting the wrong option can lead to gaps in healthcare coverage for the employee and potentially their family, short- and long-term financial repercussions, and a lack of clarity on benefits. In addition, timeliness of support and good information is critical.

Most HR professionals have the help of group insurance advisors who can quickly answer questions related to employer-sponsored plans, but when retiring employees ask questions about Medicare or comparison of coverage options, employers rarely have the same go-to resource.  That’s where on-call Medicare answers make a big difference for the HR staff.

Medicare Resources for Employers

Over half of Medicare beneficiaries report that Medicare is confusing, and that can certainly be true. However, our Medicare Solutions for Retiring Employees (MSRE) program empowers employees to feel confident in the healthcare coverage option they select. We work as the employer’s go-to resource to help employees compare coverage options through the lens of their personal circumstances and needs. Timely evaluation of costs and benefits across all their options eliminates confusion, delayed enrollments, coverage gaps, and costly long-term penalties.

 

These Medicare advisory and enrollment services are provided to the employer and to the retiring employee free of cost. Griset Medicare Solutions is compensated by a Medicare plan following a retiree’s choice to enroll in a plan.

 

Here’s how MSRE works:

  1. As the on-call resource for the employer’s HR staff, Griset Medicare Solutions (GMS) immediately responds to referrals made by staff introducing employees who have questions about Medicare coverage options and enrollment details.
  2. GMS connects with the employee to identify the questions and provide answers.
  3. Should the employee request assistance with personalized Medicare planning, GMS will do the necessary research for recommending plan options that match the employee’s retirement priorities.
  4. Ongoing online resources for the retiring employee are provided through a branded page developed by GMS for year-after-year review of the annual changes in Medicare plans.
  5. When plan changes require coverage modifications, GMS provide plan options and assists with new enrollments.

Free Downloadable Resource

Employers’ HR Guide: Timely Advising for Medicare-Eligible Employees

More Information

Why Trust Us?

Griset Medicare Solutions (GMS) is led by Daniel E. Griset, CLU, a client-centered professional with over 40 years of insurance experience. As an independent, Medicare insurance broker, Dan provides retirees with personalized access to the ever-changing Medicare marketplace. These services are organized through the GMS-designed Medicare Solutions for Retiring Employees (MSRE), an employee benefit program that is free of cost to the employer and retiree.

Dan was recommended to me as a Medicare expert. He listened to my goals and came up with a very good Medicare Advantage plan that works for me. I couldn’t be happier to have someone who represents me in a complicated and changing Medicare marketplace!

– Randy S. –

Dan asked lots of questions to be sure he could recommend the best plan for us. He was very thorough in checking the medications that we take and being sure that our proposed plans would have the lowest out-of-pocket costs. Whenever we contact Dan about our insurance coverage he gets back to us quickly. We’re happy with our Medicare plans and Dan’s annual reviews.

– Nick and Linda S. –

Dan has provided excellent service to me and my family and we highly recommend him for all health insurance needs.

– Robert B. –

Dan helped us get new Supplemental coverage with better benefits at the same cost. We are happy now to have hearing, vision, and gym benefits. Our change of plans was seamless. We highly recommend Dan!

– Mike and Marilyn A. –

DanGriset was very helpful in providing information on the various Medicare drug plans that were available to fit my medical needs. Together, we reviewed the pros and cons of each plan My plan has supported my medication needs very well and has been economical too.
I would recommend Griset Medicare Solutions for any of your Medicare needs.

– Bill W. –

When I needed a drug plan to go with my Supplement coverage, Dan found a plan at an affordable price. He made the enrollment process easy and, as promised, reviewed my coverage a year later during the annual enrollment period. It’s good to have an agent who works for me, not an insurance company.

– Fidel G. –

My experience with Dan has been nothing but the best. I told him I needed to have good PPO coverage but at a lower premium. I am so pleased with my coverage and savings of $130.00 per month. Excellent service…..he really cares

– Jan S. –

Because of rising premiums, Dan helped me transition from a Supplement plan to Medicare Advantage. He helped me find a great health plan that is meeting my needs and saving me money. I appreciate his annual review, too.

– Kay M. –

I originally enrolled in a Medicare Advantage plan by responding to an advertisement. When Dan explained the advantage of having a personal agent, I asked him to review my Medicare coverage. After reviewing all of the plans in my area, he recommended a plan with better benefits and no increase in cost. This taught me a lesson: it’s better to have an independent agent on my side who can enroll me in the plan that fits my needs.

– Ronny M. –

After 45 years with PPO providers, Dan was a big help in my transition into Medicare coverage. He explained the alternatives and enrolled me in a Supplement plan and drug plan that fit my needs. His solution significantly reduced insurance costs and provided a superior level of coverage. After the first policy year, Dan reviewed my plans and recommended a new insurance option that gave me better coverage and further reduced costs. I appreciate the way he is looking out for my best interests!

– Bob B. –

Dan was recommended to us and we’re glad we met. He brought to our attention a new Medicare Supplement plan that improved on the benefits of the plan we had. He explained those benefits clearly and we’ve been satisfied with the change. We’re glad someone watches out for ways to improve our coverage!

– Mark M –

After experiencing a serious enrollment problem with my previous Medicare coverage, Dan Griset was recommend as someone who might help me get the coverage I wanted. I’m glad to say that he got me properly enrolled in a Medicare Advantage PPO that allows me to keep my preferred medical care. I can recommend Dan as a professional problem-solver.

– Walter R. –

I really thought I was well informed about Medicare, after meeting with Dan I learned quite a bit and he helped me understand it better. The work Dan did to provide me with alternatives was impressive. I told him what I wanted and he delivered! Dan responds right away. I highly recommend him to anyone who will be turning 65, or just to understand Medicare better.

– Tish L. –

I was concerned about the cost of my medical insurance and wanted to have a plan that allowed me to keep my doctor and have access to my preferred hospital. Dan was able to recommend a plan that delivered on these requirements and also had good prescription drug benefits. He met with me personally and helped me understand Medicare coverage. Dan’s service and knowledge are excellent.  I recommend him to anyone.

– Don S. –

I highly recommend Griset Medicare Solutions if you need professional help in navigating Medicare. I am a retired executive who thought he knew enough about health insurance. I quickly found out that there are important choices to be made about all aspects of the Medicare program. Supplemental insurance, timing, qualifying issues require an experienced hand to avoid costly errors or bad choices. Dan Griset is immersed in the details of these programs and took care of everything. I can’t recommend him highly enough!

-DY –