MEDICARE SERVICES FOR EMPLOYERS AND RETIRING EMPLOYEES

Free Advisory Services for Employers and Retirees on Healthcare Coverage Options
With employees working past 65 more frequently, HR personnel are fielding more questions from Medicare-eligible employees about the benefits and costs of employer-based healthcare coverage vs. Medicare. However, advising retirees on the pros and cons of each plan option according to their specific situation is daunting, time consuming, risky, and often something that employers are ill-equipped to do.
This leaves employees in a precarious place. Retirees at this crossroads are typically evaluating three different options – group healthcare coverage, COBRA, and Medicare. Selecting the wrong option can lead to gaps in healthcare coverage for the employee and potentially their family, short- and long-term financial repercussions, and a lack of clarity on benefits. In addition, timeliness of support and good information is critical.
Most HR professionals have the help of group insurance advisors who can quickly answer questions related to employer-sponsored plans, but when retiring employees ask questions about Medicare or comparison of coverage options, employers rarely have the same go-to resource. That’s where on-call Medicare answers make a big difference for the HR staff.
Medicare Resources for Employers
Over half of Medicare beneficiaries report that Medicare is confusing, and that can certainly be true. However, our Medicare Solutions for Retiring Employees (MSRE) program empowers employees to feel confident in the healthcare coverage option they select. We work as the employer’s go-to resource to help employees compare coverage options through the lens of their personal circumstances and needs. Timely evaluation of costs and benefits across all their options eliminates confusion, delayed enrollments, coverage gaps, and costly long-term penalties.
These Medicare advisory and enrollment services are provided to the employer and to the retiring employee free of cost. Griset Medicare Solutions is compensated by a Medicare plan following a retiree’s choice to enroll in a plan.
Here’s how MSRE works:
- As the on-call resource for the employer’s HR staff, Griset Medicare Solutions (GMS) immediately responds to referrals made by staff introducing employees who have questions about Medicare coverage options and enrollment details.
- GMS connects with the employee to identify the questions and provide answers.
- Should the employee request assistance with personalized Medicare planning, GMS will do the necessary research for recommending plan options that match the employee’s retirement priorities.
- Ongoing online resources for the retiring employee are provided through a branded page developed by GMS for year-after-year review of the annual changes in Medicare plans.
- When plan changes require coverage modifications, GMS provide plan options and assists with new enrollments.
Free Downloadable Resource
Employers’ HR Guide: Timely Advising for Medicare-Eligible Employees
Why Trust Us?
Griset Medicare Solutions (GMS) is led by Daniel E. Griset, CLU, a client-centered professional with over 40 years of insurance experience. As an independent, Medicare insurance broker, Dan provides retirees with personalized access to the ever-changing Medicare marketplace. These services are organized through the GMS-designed Medicare Solutions for Retiring Employees (MSRE), an employee benefit program that is free of cost to the employer and retiree.
Dan was recommended to me as a Medicare expert. He listened to my goals and came up with a very good Medicare Advantage plan that works for me. I couldn’t be happier to have someone who represents me in a complicated and changing Medicare marketplace!